Privacy Statement

FACTS	WHAT DOES FARMERS BANK DO WITH YOUR PERSONAL INFORMATION?
Why?	Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?	The types of personal information we collect and share depend on the product or service you have with us. This information can include: Social Security number and income account balances and payment history credit history and credit scores
How?	All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons we choose to share; and whether you can limit this sharing

Reasons we can share your personal information	Does Farmers Bank share?	Can you limit this sharing?
For our everyday business purposes— such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus	Yes	No
For our marketing purposes— to offer our products and services to you	Yes	No
For joint marketing with other financial companies	No	We Don’t Share
For our affiliates’ everyday business purposes— information about your transactions and experiences	No	We Don’t Share
For our affiliates’ everyday business purposes— information about your creditworthiness	No	We Don’t Share
For affiliates to market to you	No	We Don’t Share
For non–affiliates to market to you	No	We Don’t Share

Questions?

If you have any questions regarding this notice or the information shared by us, you may reach us in a manner that is convenient to you:

Phone: 580 654 1035 or 405-421-9001
Fax: 580 654 2590
E-mail: customerservice@farmersbankok.com
Contact Us Form

Who we are
Who is providing this notice?	Farmers Bank
What we do
How does Farmers Bank protect my personal information?	To protect information your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. FIB restricts access of personally identifiable financial information to those employees with a specific business reason for utilizing this data.
How does Farmers Bank collect my personal information?	We collect your personal information, for example, when you open an account or deposit money apply for a loan or pay your bills use your debit card We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing?	Federal law gives you the right to limit only sharing for affiliates’ everyday business purposes – information about your creditworthiness affiliates from using your information to market to you sharing for non-affiliates to market to you State laws and individual companies may give you additional rights to limit sharing.
Definitions
Affiliates	Companies related by common ownership or control. They can be financial and non-financial companies. Farmers Bank does not share information with affiliates
Nonaffiliates	Companies related by common ownership or control. They can be financial and nonfinancial companies. Farmers Bank does not share information with non-affiliates
Joint marketing	A formal agreement between nonaffiliated financial companies that together market financial products or services to you. Farmers Bank does not have any joint marketing agreements with non-affiliated companies
Other Important Information
You can help protect your privacy by using caution when disclosing your account numbers, social security numbers, etc. to other persons. If someone calls you, explains the call is on behalf of the bank and asks for your account number or any other identifying or account-related information, you should beware. Farmers Bank does not ask bank customers for personal information via email or phone. Anyone who receives an email or phone call that claims to be from Farmers Bank and asks for account information should consider it to be a fraudulent attempt to obtain their personal account data and should not follow the instructions in the email or over the phone.

Security Statement

Our website brings together a combination of industry-approved security technologies to protect data for the bank and for you, our customer. It features a VeriSign-issued Digital ID for the bank’s Internet Service Provider hosting our website, Secure Sockets Layer (SSL) protocol for data encryption, and a router and firewall to regulate the inflow and outflow of server traffic.