Money Market Interest bearing


Let's get started.

If you do this for us...

  • Open your account with at least $1,000
  • Minimum Balance Fee Interest Rate Annual Percentage Yield
    Less than $1,000 $5 .10% .10%
    $0 to $49,999.99 $0 .10% .10%
    $50,000.00 to $99,999.99 $0 1.23% 1.23%
    $100,000.00 to $249,999.99 $0 1.28% 1.28%
    $250,000.00 to $999,999.99 $0 1.33% 1.33%
    $1,000,000 and up $0 1.33% 1.33%

    Annual Percentage Yield effective as of 09/16/2019. Minimum opening deposit of $1000.00. $5 charge if daily average balance falls below $1,000.00 dollars.

    • Account Fees & Charges

      Annual percentage yield and interest rates are variable and at our discretion, we may change the interest rate at any time. Deposits are unlimited; how-ever, debit transactions on Money Market Accounts are limited by law. Preauthorized transfers or withdrawals are limited to six total per month. Third party withdrawals exceeding six per statement cycle have a $3.00 fee per withdrawal.

      Other Fees that may be incurred:

      • $28.00 Overdraft item fee
      • $28.00 Returned item fee
      • $25.00 Stop payment per request
      • $7.00 Deposited Checks Returned Unpaid

Rates are on the rise

Certificate of Deposit Special Rates

  • 18


    Interest Rate


    Annual Percentage Yield


  • 2


    Interest Rate


    Annual Percentage Yield


  • 3


    Interest Rate


    Annual Percentage Yield


Offer may be withdrawn or modified without prior notice. Minimum deposit $10,000; maximum $2,000,000 per household. The Annual Percentage Yield (APY) is effective and accurate as of 09/16/2019. **If rates increase on the 2 year CD, you can request one step up in rate during each 2-year term. Early withdrawal penalties may be imposed and the fee could reduce the principal. Contact a Farmers Bank representative for complete terms and conditions.

Let's get started.

Farmers Bank Savings Account


  • Open your account with at least $200
  • Sign up for Direct Deposit
Minimum Balance Fee Interest Rate
$200+ $0 Variable Rate
Less than $200 $3.00 Variable Rate

*$3.00 per withdrawal after 5 withdrawals per quarter

*$10.00 closeout fee within 90 days of opening


With CDARS, you can access FDIC protection on multi-million dollar CD investments through TFB. There are few guarantees in life—FDIC insurance is one of them. CDARS can be a valuable cash management or longer-term investment tool for you.

ICS Network (Insured Cash Sweep)

Would you like to access multi-million dollar FDIC Protection on your savings deposits? Earn interest at the same time? And be able to withdraw funds up to 6 times per month? Now you can—through our insured cash sweep service.

  • Multi-million dollar FDIC protection
  • Earn interest
  • Withdraw ICS funds up to 6 times per month
  • View your funds online
  • Save time by working with just one bank—us.
  • Receive one monthly statement

*Placement of your fund through ICS service is subject to terms, conditions, and disclosures set for in the agreements, including the ICS Deposit Placement Agreement, that you enter into with us. Limits and customer eligibility criteria apply. Program withdraws are limited to 6 per month, ICS is a registered service mark of Promontory Interfinancial Network, LLC.

CDARS (Certificate of Deposit Account Registry Service)

Give your money a chance to grow with Farmers Bank interest-earning accounts! With a CDAR, you can maximize the earning power of your saving with complete safety and with a competitive interest rate.

  • Keep large deposits safe
  • FDIC protection on multi-million dollar CD investments
  • Earn one interest rate
  • Receive one regular statement
  • Support lending opportunities in your local community*.
  • CD-Level Rates

*Funds may be submitted for placement only after a depositor enters into the CDARS Deposit Placement Agreement with The Fauquier Bank. The agreement contains important information and conditions regarding the placement of funds by us. This benefit applies to some, but not all types of CDARS transactions. Let us know if this benefit is important to you so that we can explain the relevant terms and conditions in more detail.

Applications & Loan Forms

Sign up for online services. Click Here.

Enroll Business | Learn More | Demo | Forgot passcode?