Business Checking & Savings
Farmers has an account for you. Whether your business is small with basic checking needs or you have a large company with high transaction volume each month let a banker help you find an account that is right for you.
Free Small Business Checking
- No monthly service charge
- $100 minimum opening balance
- 150 free transactions per month, $0.49 per excess transaction
- Free business visa debit card
- Free electronic statements, $4 for paper statements
- Free Online & Mobile Banking
- Bill pay - Up to 10 bill payments included at no charge
- No monthly service fee
Business Checking
- No monthly service charge for balances over $1,000 per month
- $100 minimum opening balance
- 175 free transactions, $0.49 per excess transaction
- Free business visa debit card
- Free electronic statements, $4.00 for paper statements
- Free Online & Mobile Banking
- Bill Pay - up to 10 bill payments included at no charge
- $10 month service fee, if monthly ledger balance falls below $1,000
Commercial Checking
- $100 minimum opening balance
- No minimum balance requirements and unlimited transactions
- Monthly service fee $8.00
- Offset of fees with credits earned on average monthly balances
- Free business visa debit card
- Free Online & Mobile Banking
- Free electronic statements
- Bill Pay - up to 10 bill payments included at no charge
- $8.00 monthly service charge
- $0.20 per check written, $0.25 per paper item deposited
Community Checking
- No monthly service charge
- $100 minimum opening deposit
- No minimum balance
- 200 free transactions, $0.30 per excess transaction
- Free business visa debit card
- Free Online & Mobile Banking
- Free electronic statements, $4.00 for paper statements
- Bill Pay up to 10 bill payments included at no charge
Business IOLTA - Lawyer Trust Account
- $100 minimum opening deposit
- No service fees for deposits and check writing
- Competitive interest rates paid on collected balances
- Farmers Bank reports interest earned to the Oklahoma Bar Foundation
- No monthly service fees
- Other account service fees such as insufficient fees will be applied to the account
Gold Savings
- $200 minimum opening deposit
- No monthly service fee for balance over $200 per month
- $3.00 monthly service fee for balances below $200 per month
- Free electronic or paper statements
- Free Online Banking and Mobile Banking
- Interest compounded daily and paid monthly or quarterly
- 3 withdrawals per month, then $1.50 per withdrawal
Gold Money Manager - Money Market Account
- $1,000 minimum opening deposit
- Six free withdrawals per month - $10 fee per excess withdrawal
- Free Online Banking and Mobile Banking
- Free electronic statements
- Interest compounded daily and paid monthly or quarterly
Certificate of Deposits
- Investment with secure and guaranteed return
- Terms from 91 days to 5 years
- Fixed interest rates
- Interest compounded daily and paid monthly, quarterly or annually.
- Automatic renewing CD's allow a 10-day grace period after the maturity date
